Increase collection, reduce delinquency, and create an additional profit center. Fully integrated software, phone (Integrated Voice Response and text messaging), and online Automated Clearing House, credit card, and debit card payment processing solutions providing virtual point of sale, terminal, and batch uploading of one-time and recurring payments. ABCoA’s size and relationships mean the lowest, most affordable rates and shortest time until the money is deposited in your account. ABCoA’s experience and total solution means complete integration, premier service, and all necessary compliance.