ABCoA is a Software-as-a-Service company entrenched in subprime finance since 1983. Quality, innovation, and reliability underpin our operating philosophy, alongside uncompromising customer service. With nearly 50 employees, half of which are developers, ABCoA is a nimble company building the most advanced vertical ecosystem in the finance industry capable of supporting every type of loan and aspect of business operations. We are proud to include a diverse staff sharing a single vision to democratize consumer lending.
Most Americans depend on financial instruments, for everyday necessities, that are complex and intimidating; they feel the entire process of getting a loan is unclear and unfair. Consumers seek fairness and convenience, and our customers use our solutions to deliver those terms. We “help America go” by providing tools necessary to make loans to consumers with less-than-perfect credit. Each day we aspire to change lives by creating solutions that ultimately improve the quality of life and help provide life’s necessities.
With a 41-year track record and over 1 million hours of engineering, our software handles more financial scenarios than any other software in the world. We invest $5M annually in research and development to ensure our solutions continue to deliver trust, convenience, and equity in a changing world. Headquartered in Jacksonville, Florida and considered the Nation’s top choice for dealership and loan management software, ABCoA continuously elevates the standard for software in the subprime industry. Let’s work together to change the future of America.