Advanced Business Computers of America develops and supports end-to-end software solutions for the subprime finance industry. Since 1983, we have helped automotive dealerships and finance companies eliminate duplication, remain compliant, and achieve success with dependable, all-in-one software and prompt and dependable service and support. At ABCoA, we pursue excellence through service, quality, and innovation.

A letter from our Chairman

Service

ABCoA is known for its personalized, prompt and dependable service and its fully integrated, all-in-one software. We provide training over the phone, in-house, or on-site for your convenience. Assistance from a team of knowledgeable staff with actual industry experience is never more than a phone call away, everyday. Users access ABCoA's software applications over the Internet, thereby eliminating hardware costs and compliance concerns. ABCoA's SaaS platform provides free updates, live back-ups, and the highest-level of security, performance, and redundancy for mission critical operations.

Quality

ABCoA provides peace of mind and operational control to users worldwide. Providing the industry's leading software and support are the reasons for our success since 1983. Whether developing reliable software or supporting those using it, client satisfaction remains our number one priority every step of the way. ABCoA's fully integrated software ecosystem empowers you to manage all facets of your operation in one system. Our complete, all-in-one software solutions eliminate duplication and fraud, reduce operating costs, and increase transparency.

Innovation

ABCoA offers the most innovative software solutions in the marketplace. Committed to the needs of our customers, we incorporate the experience from industry leaders and successful business practices into our cutting-edge solutions. In the ever-changing automotive and finance markets, we are leading the way. Our completely integrated CRM, DMS, LOS, and LMS solutions, with built-in general ledger, payment processing, and funding portal, provide ultimate control and simplicity to the user. In addition to providing a completely integrated software ecosystem, ABCoA's SaaS platform reduces IT costs and complexity and improves operational security and reliability.

Learn about Deal Pack®

Historical Overview

Thousands of users across the globe have placed their trust in us, Advanced Business Computers of America. We are a single vendor providing a complete, all-in-one software solution for used car dealers and lenders. Our products are innovative, proven, and always at the cutting edge of technology.

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Leadership

Shad Hedy - Founder and Chairman

Shad Hedy

Founder and Chairman

Jonathan - Hedy President

Jonathan Hedy

President

Evelyn Hedy - Vice President

Evelyn Hedy

Vice President

Daniel Akel

Senior Counsel

Tomasz Jablonski - Distinguished Software Architect

Tomasz Jablonski

Distinguished Software Architect

Jillian Palmer - Business Manager

Jillian Palmer

Head of Operations

Amir Dabiri - Customer Success Manager

Amir Dabiri

Head of Customer Success

Since 1983, ABCoA has been a trusted leader in software for Buy Here Pay Here dealerships, subprime finance companies, and consumer lenders. Headquartered in Jacksonville, Florida, we deliver purpose-built technology that helps lenders streamline operations, strengthen compliance, improve collections, and grow more profitably.

At the core of our platform is Deal Pack — an advanced, all-in-one operating system and system of record for modern lending and dealership operations. From loan origination and servicing to collections, accounting, CRM, and dealer management, Deal Pack brings every critical function together in one powerful platform.

Innovation drives everything we do. With over half our team focused on software development, we continue to expand Deal Pack with intelligent tools like AI Collections, AI Sales, and AI Underwriter — helping customers automate communication, reduce costs, improve decision-making, and close more deals.

Backed by 43 years of experience and more than 1 million hours of engineering, ABCoA continues to set the standard for technology in the subprime finance market — empowering lenders to better serve consumers and build stronger businesses.

ABCoA - Celebrating 40 Years - 1983 to 2023
ABCoA - Celebrating 40 Years - 1983 to 2023