Terms & Conditions of Services
This web site contains other proprietary web sites, notices and copyright
information of which the terms must be observed and followed. Information on this
web site may contain technical inaccuracies or typographical errors. Information may
be changed or updated without notice. Advanced Business Computers of America
reserves the right to make improvements and/or changes in the products and/or the
programs described in this information at any time without notice. Advanced Business
Computers of America makes no representations whatsoever about any other web site
which you may access through this one. Advanced Business Computers of America does
not endorse or accept any responsibility for the content or use of any other web
site you access from this site. It is up to you to take precautions to ensure that
whatever you select for use is free from such items as trojan horses, viruses, worms
or any other items that may cause destruction. Advanced Business Computers of
America does not wish to receive proprietary or confidential information from you
through our web site. Any information or materials sent to Advanced Business
Computers of America will NOT be considered confidential. By sending such
information or materials, you grant Advanced Business Computers of America an
unrestricted and irrevocable license to use such items for any purpose. Advanced
Business Computers of America will not however, release your name, information or
materials to any third party unless required to do so by law. Advanced Business
Computers of America may revise these Terms at any time by updating this posting.
You should visit this page from time to time to review the then-current Terms
because they are binding on you. Certain provisions of these Terms may be superseded
by expressly designated legal notices or terms located on particular pages at this
Site.
By purchasing products or services from ABCoA, you agree to abide by the respective
License Agreement(s),
usage terms and conditions, restrictions and requirements. User acknowledges and agrees
that ABCoA has a
NO REFUND POLICY and limitations on liability, specifically stated in the respective
agreement(s).
Copyright and Trademark Statement
Copyright © Advanced Business Computers of America, Inc. (ABCoA)
All parties submitting materials to ABCoA’s website represent and warrant that the
submission, installation,
copying, distribution, and use of such materials in connection with ABCoA will not
violate any other party’s
proprietary rights. The user understands and agrees that ABCoA is not responsible for
any errors created in or
damage to materials as a result of the installation or maintenance on ABCoA Web servers,
or their use by
anyone accessing ABCoA Web servers. All use of ABCoA’s website, products, and services
must be in accordance with ABCoA’s Terms of Service. ABCoA web pages may contain links
to other pages not sanctioned by the company. ABCoA’s registered trademarks, service
marks, word marks, and logos, including “Advanced Business Computers of America,”
“ABCoA,” seal, and media productions, may not be used or reproduced without prior
written permission. Any individual, organization, or company wishing to use ABCoA’s
logos and trademarks must obtain the right to do so in writing from ABCoA’s principals.
Intellectual Property Information
- © ABCoA, Advanced Business Computers of America, Inc. All rights reserved.
- Deal Pack® is a registered trademark of Advanced Business Computers of America, Inc.
- e-CBI is a service mark of e-CBI, Inc.
- BookItOut is a service mark of BookItOut, Inc.
- Web Hosting, Digital Loan Jacket, eAutoPayment, and Concord BI Subprime Analytics
are properties of Advanced Business Computers of America, Inc.
- AMS Advanced Management Systems is a registered trademark of Advanced Business
Computers of America, Inc.
- cyclCRM is a registered trademark of Advanced Business Computers of America, Inc.
- DST Dealership Sales Tools is a registered trademark of Advanced Business Computers
of America, Inc.
* This website which include all parties' trademarks, service marks,
properties or copyrights are the property of their respective owners and should be
treated as such.
Advanced Business Computers of America, Inc. (hereinafter referred to as “ABCOA”) has
prepared this Privacy Statement (hereinafter referred to as the “Statement”) in an
effort demonstrate our firm commitment to privacy. Due to the sensitive nature of the
information we collect from our users, including address and phone numbers, we believe
it is important to satisfy strict privacy requirements. Please read this Statement
carefully so that you understand what information ABCOA collects and how this
information is used. The information in this Statement applies only to information
collected online through this website and does not address ways in which ABCOA may
collect or use information obtained through other channels, for example offline,
telephonic, writing, or any way other than ABCOA’s website. This purpose of this Statement is to
describe the
ways in which ABCOA's collection, use, and disclosure of information occurs in
connection with the operation of this website. Be advised that ABCOA may share any
information you submit through this website with authorized affiliates of ABCOA. For
more information regarding any third party's information collection, use, and disclosure
practices, please review the privacy policy on the applicable third party's website. The
ABCOA website may contain links to other third-party websites. Be advised that ABCOA
assumes no responsibility for the content of any third-party websites and is not
responsible for the privacy practices or content of any third-party websites.
The Collection of Personally Identifiable Information
By using the ABCOA website, you acknowledge that you have read this Statement and that
you agree that the Terms and Conditions of Service govern your transactions with ABCOA.
The following discloses our information gathering and dissemination practices for this
website. The following section describes the information we collect from you and
indicates the primary purposes why we collect each type of information from you. If we
use your information or disclose or distribute your information to third parties for a
purpose that is not related to the following purposes, we will notify you by email of
your right to opt-out of that use, disclosure or distribution beforehand. Your right to
opt-out shall be governed by the Choice/Opt-Out Section below. ABCOA may collect and use
the following kinds of Personally Identifiable Information:
- Information regarding your use of the ABCOA website. ABCOA may use
nonidentifying and aggregate information to better design the website and to
share certain information with advertisers. For example, ABCOA may inform an
advertiser that a certain number of individuals visited identifiable areas on
the website, or that a certain number of visitors to the website filled out a
ABCOA registration form. In any event, ABCOA does not disclose any information
that may be used to identify individual users; and
- Information that you provide for registration with the website. If you provide
ABCOA with your email address, you authorize ABCOA to email you about our
website or our existing or new services. ABCOA may also use your email address
to send you a request to provide us feedback regarding your satisfaction with
our website or affiliated sites. Of course, you always have the option to
unsubscribe by following the instructions included in each email sent by ABCOA;
and
- Information that you provide for the purpose of subscribing to the website
services. However, as described, we never use or share the Personally
Identifiable Information provided to us online in ways unrelated to the ways
described herein without also providing you an opportunity to optout or
otherwise prohibit such unrelated uses; and
- Information that is collected on a regular and automatic basis such as: a.
Cookies, which are used to allow ABCOA to modify the website as needed based on
usage, feedback and other information collected from visitors. ABCOA, through
the use of cookies, tracks all pages visited through the placement of a small
entry in a text file that is automatically placed on your hard drive. Each
cookie will contain a unique identification number that allows ABCOA to track
the pages viewed by a website visitor. ABCOA uses the information from you, and
all other visitors to summarize the information and develop specific reports for
internal use. Please note that cookies are not designed to retrieve unrelated
data from your computer. Also note that advertisers and third parties, who may
have links on our site, may have their own cookies. ABCOA is not responsible for
the placement of cookies by these third parties. You may consult with an I.T.
Professional to determine how to control the placement of cookies on your
computer. Please be advised that if you disable the ability to accept cookies
the functionality of this site may be diminished; andb. Internet Protocol (IP)
Addresses: ABCOA may also record your IP address, which is the exact location of
your computer on the world wide web. We use your IP address to help diagnose
problems with our server, and to administer the website. Your IP address is, or
may be used to help identify you, to track activity within the website and to
gather broad demographic information. Our web server will collect IP
information; and c. Web Beacons: ABCOA may use web beacons, which are digital or
electronic images embedded into a webpage on the website. ABCOA may place such a
small file on all or some of our web pages, as well as emails we may send out.
Web beacons, and other tracking mechanisms such as cookies, allow ABCOA and its
advertisers to track website usages by visitor; and d. Web Browser Information:
ABCOA’s web server may automatically collect certain information about your
computer’s configuration when you visit the website, including the type of web
browser software you use, the type of computer operating system you have, the
resolution of your computer monitor, the website, if any, that referred you to
the website, and your unique IP address.
- ABCOA may use the above-listed information to better understand the site usage
by all visitors, the particular traffic patterns on our site, the particular
details about the usage of our site such as, among other things, length of stay,
pages viewed, and the particular type of web browser you are using. Please be
advised that you are not required to provide any Personally Identifiable
Information to visit ABCOA’s website. ABCOA collects Personally Identifiable
Information only when you make it available through your use of ABCOA’s website.
ABCOA’s Use Of Personally Identifiable Information
Please be advised that ABCOA may use your personal information to: 1. Administer
ABCOA’s website; and 2. Monitor, set, enable, or disable your access to and use of
the website services; and 3. Send to you communications about services you used; and
4. Send you statements and invoices; and 5. Collect payments from you; and 6. Send
you marketing communications; and 7. Send you information regarding surveys or
promotions; and 8. Send you information to subscribe to ABCOA e-newsletters and
notices; and 9. Other uses such as: a. To obtain confirmations from you; and b. To
provide follow up or feedback to you; and c. To send to you marketing information;
and d. To facilitate communications with you; and e. To manage affiliated websites;
f. To help facilitate the production of website usage reports; and g. To help
improve visitor experiences; and h. To help gather statistical information to better
develop the website and to optimize ABCOA’s presence on the world wide web. If ABCOA
discloses your personal information to its authorized affiliates for these purposes,
ABCOA requests that the affiliate be obligated to use that Personally Identifiable
Information in accordance with the terms of this Statement. It is important to note
that in addition to the disclosures of Personally Identifiable Information for
ABCOA’s purposes, ABCOA may be required to disclose your Personal Identifiable
Information to the extent that it is required to do so by law, in connection with
any legal proceedings, or as otherwise required in any legal action.
ABCOA’s Information Sharing Of Personally Identifiable Information
Users of ABCOA’s website acknowledge and agree to permit ABCOA to share Personally
Identifiable Information has been provided by website users with third parties, who
are, but not limited to: 1. Affiliates: ABCOA is authorized to share your Personally
Identifiable Information with its Affiliates. ABCOA will take reasonable steps to
ensure that the Affiliates' Privacy Statement governing the use and/or disclosure of
personal information is similar to ABCOA’s Privacy Statement. 2. Customer or Visitor
Requests: If a customer or visitor requests information or services from ABCOA
through the website, you acknowledge and agree that ABCOA may use and share your
Personally Identifiable Information with third party affiliates as deemed necessary
to accomplish your service request. Please be advised that once ABCOA submits to any
third party affiliate, the subsequent use or disclosure of Personally Identifiable
Information is subject to those third party affiliates' privacy statements. ABCOA
assumes no responsibility nor shall it be responsible for the third party
affiliates’ use or disclosure of information. 3. Direct Marketing: ABCOA may, from
time to time, send to those customers, who are over the age of eighteen years old
and who have affirmatively agreed to receive third-party direct marketing materials,
direct marketing communications. ABCOA will take reasonable steps to communicate
with any third party affiliates used for such direct marketing that the information
provided to them is considered Personally Identifiable Information and confidential,
which makes it subject to the specific third party affiliates' privacy statements.
4. General Releases of Personally Identifiable Information: Through your use of this
website, you hereby acknowledge and agree that ABCOA has the right to release any
Personally Identifiable Information, or any other information provided to ABCOA or
to third party affiliates as follows: a) At times when ABCOA may be required to do
so by operation of law or legal proceedings; and b) To implement and/or enforce
ABCOA’s agreement with its customers; and c) To investigate potential fraudulent
activity or investigate reported illegal activity, suspected abuse, or any other
unauthorized use of the website; and d) To take the necessary precautions to protect
the property or safety of our ABCOA’s customers or visitors; and e) To help
facilitate the sale of a customers’ vehicle on ABCOA’s website; and f) To use and/or
disclose your Personally Identifiable Information to third parties if you have
provided your Personally Identifiable Information in a manner that made it publicly
available on ABCOA’s website.
ABCOA’s Promotions
ABCOA may offer certain promotions via the website. If you enter a promotional
event, ABCOA may require that you to provide Personally Identifiable Information.
ABCOA may, among other reasons, use the provided information to contact you
regarding the promotional event or for other marketing purposes, including the
sharing of the information with third party affiliates. If it is your intent not to
provide Personally Identifiable Information, then ABCOA recommends that you do not
participate in any promotional events presented on the website.
Website Links Provided on ABCOA’s Website
ABCOA may provide links to other websites so that visitors to the ABCOA website may
obtain information from third party affiliates or to learn more about related
products and services. The ABCOA website may include links to other websites,
whereby customers have gain access to products and services offered by third party
affiliates. As previously mentioned, ABCOA is not responsible, in any way, for the
Privacy Statements and Policies of any third party affiliate. Please be advised that
if you access a third-party website through a link provided on the ABCOA website,
and if you provide Personally Identifiable Information, and then purchase a product
or service, or if you conduct any other business with the third-party website, your
use of the third-party website shall be governed by the privacy statement and policy
of that site and not the ABCOA website. It is worth noting that the third-party
websites’ privacy statement may not be consistent with ABCOA’s Privacy Statement.
ABCOA’s Website Security
ABCOA recognizes that your Personally Identifiable Information is important to you.
ABCOA will take reasonable steps to maintain it in accordance to the requirements of
the law and to ensure that it is accessible only to authorized personnel on an as
needed basis to operate our business and as permitted by this Statement. ABCOA may
collect credit card information from you, and when we do, we will use Secure Socket
Layer (“SSL”) encryption, which is the internet industry standard encryption method
for protecting privacy in certain web transactions. We must advise you that even
though ABCOA takes these measures, ABCOA does not provide any express or implied
guarantees for complete security of its computers, servers, databases, or access
portals. ABCOA makes no guaranty, whatsoever, that your Personally Identifiable
Information, which you submit via the website, may not be accessed or intercepted by
third parties, or inadvertently disclosed. All user data is stored on our servers.
The user may request, via email or telephone, additional information about the
website’s security practices. The requested security information will be made
available to the user via email, fax or postal mail, in our discretion.
ABCOA’s Usage and Disclosure Policy
ABCOA at times may supply data and information to its advertisers to help the
advertisers better understand the users of the ABCOA website. In general, ABCOA
normally provides this information in an aggregated statistical format. As noted
herein, your credit card information that you may have provided is maintained in a
secured setting via the use of the SSL encryption and is then stored on ABCOA’s
private and secure servers. ABCOA will use your credit card information for the sole
purpose to bill you for the services you order from this website. It is not ABCOA’s
policy to share your credit card information with anyone else and disclosures may
occur only when necessary to process your transactions or comply with federal or
state law. ABCOA may, at times, use an independent third party, such as a bank or
credit card processing company, to collect on ABCOA’s behalf, or to assemble
aggregated statistical information about how certain visitors use and navigate
through ABCOA’s site, to calculate and report how many users visit various pages
within ABCOA’s site, to other operational information about what visitors are
viewing on our site. ABCOA does not assemble this information in a way that would
identify you personally. ABCOA reserves the right to provide the information
gathered and produced in aggregate fashion to third parties. ABCOA may, from time to
time, release information about our website visitors when release is required by
law, and to protect the rights, property, or safety of our customers or website
visitors. At times, customers or visitors may choose to unsubscribe to automatically
sent emails in response to an email message that was sent by ABCOA on our behalf or
on behalf of one of our advertisers. When you do, ABCOA will do its best to share
your email address and related “unsubscribe” instructions with the advertiser to
ensure that your email privacy preferences are honored. ABCOA, at times, may use a
third-party to send our customers an automatic email communication or offer on our
behalf, and when we do, ABCOA will do its best to share with that third party agent
a list of our customers’ email addresses collected from website visitors that have
specifically unsubscribed out of ABCOA’s email program. ABCOA may provide access to
ABCOA’s databases to third party affiliates to help facilitate the aggregating of
information as noted herein. As mentioned in this Privacy Statement, certain
accessed information contained in our databases may be deemed Personally Identifying
Information so ABCOA will do its best to ensure that the access granted is to the
sections of our database that contain information that is otherwise publicly
available on ABCOA’s website.
Modifications to ABCOA’s Privacy Statement
ABCOA reserves the right to make additions, deletions, or modifications, in
whole or part, to this Statement. If and when ABCOA recognizes the need to
change its Statement, all such changes to this Statement will be made on the
website and an update will be made regarding the effective date to reflect
the date of the changes. All concerns or disputes regarding this Statement
are governed by the terms and conditions as contained herein.
Data Access & Accuracy
ABCOA is not responsible for inaccuracies in data provided by third parties,
such as credit reporting bureaus. You may review your data by emailing ABCOA
at the email address below. Any inaccuracies in your data may be corrected
through a subsequent telephone call to us, at a telephone number provided in
a reply email.
Choice/Opt-Out
The ABCOA website provides users the opportunity to opt-out of receiving
communications from the website at the point where we request information
about the user. The website gives users the following options for removing
their information from our database.
Change in Control
If we experience a “change in control” (defined below), we may amend our
information practices as described in this Statement. We will post on the
website home page a notice or a link to a notice which will describe how we
will amend our Statement. If you do not agree to our amended privacy
statement, you may contact us as described in this Statement and we will
allow you to opt-out of the proposed amendments to our privacy statement
with respect to the information that we have previously collected from you.
Change in control” means any of the following events:
- we undergo a reorganization, merger, consolidation, acquisition or
other restructuring involving all or substantially all of our voting
securities and/or assets, by operation of law or otherwise;
- we become insolvent;
- we make a general assignment for the benefit of creditors;
- we suffer or permit an appointment of a receiver for our business or
assets;
- we become subject to any proceedings under any bankruptcy or
insolvency law, whether domestic or foreign; or
- we are liquidated, voluntarily or otherwise.
Customer’s Usage of ABCOA’s Website
ABCOA has created this website for you. ABCOA understands that the needs of
its users and customers vary. ABCOA will do its best to offer services and
features that best fit the needs of its customers and visitors. By using our
website, you hereby acknowledge and agree to the terms and conditions
contained in this Privacy Statement. Within ABCOA’s website, we provide
users with the opportunity to email select pages to a third party. Please be
advised that if you choose to use the email a page service, your name, email
address, and a typed message by you, if any, will be visible to the
recipient of the email. ABCOA’s email a page service is designed to be for
personal use and for informational purposes only. Any improper or illegal
use of this service is strictly prohibited. ABCOA will collect and gather
information through customers’ and visitors’ usage of the email a page
service and any such collection of information will be maintained in
accordance with the terms and conditions as contained herein. For more
information regarding this Privacy Statement or Advanced Business Computers
of America, Inc., please email info@abcoa.com. All inquiries should be
directed to ABCOA’s Customer Service Department in Jacksonville, Florida.
Effective Date: August 1, 2013 © 2013, Advanced Business Computers of
America, Inc.