Shad is Founder and Chairman of ABCoA, Inc., a company he founded in 1983. A pioneer in the BHPH technology industry, Shad created both the AMS and Deal Pack softwares, in addition to more than 54,000 programs over the past 35 years. He patented credit inquiry and reporting via the Internet, worked with Tom O’Connell to discover the IRS loopholes that made the Related Finance Company possible, and has never lost an IRS litigation. Mr. Hedy programmed for various industries – healthcare, public accounting, construction, automotive, and financial services. He realized the need for automation and standardization in the used car industry after working with a prominent car dealer in North Florida. With a focus on total solutions and superior service, Mr. Hedy created AMS, a Unix-based application that debuted in 1983, and Deal Pack, a Windows-based software that launched in 2000. Mr. Hedy leads the strategy and growth of ABCoA and continues to develop industry standards. He holds a Bachelor’s of Arts degree in Accounting and a Bachelor’s of Science degree in Computer Science from the University of Florida and Jones Business College.